About the company
A.Strakhovanie LLC is a young insurer registered in Moscow in 2025. Its founders are Alfa-Bank and AlfaStrakhovanie-Zhizn; the company was set up to provide credit-related insurance together with Alfa-Bank and wrote its first contracts already in 2025. Since 23 January 2026 it has been a member of the All-Russian Insurance Association.
Bank of Russia licences: SZh No. 4417 (life insurance) and SL No. 4417 (personal insurance other than life). The company has not yet been assigned any reliability ratings.
A note on guarantees: a scheme guaranteeing life insurance payouts through the Deposit Insurance Agency (DIA/ASV) is being introduced by Federal Law No. 477-FZ and takes effect on 1 January 2027. Until then, life insurance policies are not covered by any DIA guarantee, so assess the insurer's reliability in advance.
Insurance products
- life and health insurance for borrowers — for loans and credit cards;
- accident insurance, disability, temporary incapacity and hospitalisation cover;
- critical illness insurance;
- job loss insurance;
- voluntary health insurance programmes.
Loan insurance is voluntary. Within 14 calendar days (the cooling-off period) you can cancel it and get the premium back, and if you repay the loan in full ahead of schedule you can recover part of the premium for the unused period if the insurance was a condition of the loan.
Key figures
According to the Bank of Russia, the company collected RUB 63.5 million in premiums in 2025 (rank 95) — its first months of operation. In the first half of 2026 premiums rose to RUB 3.1 billion, moving the company up to rank 43; claims paid so far are small at RUB 22 thousand.
Contacts and claims
Contact centre: 8 800 333-32-23, 8:00 to 20:00 Moscow time. Website astrahovanie.ru: you can ask a question, request documents, amend your policy and report an insured event there. Address: 15 Likhacheva Ave., Moscow.
If an insured event occurs
- Notify the company within the time limit set in your policy and the insurance rules.
- Collect documents: the policy, certificates from the competent authorities or medical providers, receipts and photos.
- File a claim and keep a copy stamped as received or the claim reference number.
- If you disagree with the decision, send a written complaint; individuals can bring a dispute to the Financial Ombudsman before going to court.
Step-by-step guidance is available in our Insured Event section.
Polis Re specialists can help you compare terms offered by different insurers and choose a suitable programme — submit a request or browse the directory of insurance companies.