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Polis Re. For life and business

Everything that matters.
Under your protection.

Insurance for life and business. Compare quotes and choose protection with the support of Polis Re.

Find insurance
Help me choose
Terms comparison
Personal support from a specialist
Clear policy terms
Travel insurance online

What matters to protect?

Insurance for everyday life and big plans.

All types of insurance

Choose the terms.
Not just the price.

Explore Russian insurance companies and types of insurance in one place. A Polis Re specialist will help you understand coverage, exclusions and the deductible.

Compare optionsInsurance company catalogRatings and materials about companies

What we compare

Terms that matter
CoverageWhich risks are covered
LimitsMaximum amount covered
DeductibleWhat share of costs you bear
ExclusionsWhen no payment is made
PricePrice after individual calculation

Terms and price are confirmed by the insurance company.

From terms to figures.

Estimated policy price based on rates and statistics of Russian insurance companies.

All calculators

Estimate based on published average premiums and rating factors. Fields marked with an asterisk are required.

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OSAGO Calculator 2026
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Fill in the parameters to get a result.

We compare prices from insurance companies: 34

  • SOGAZ
  • AlfaStrakhovanie
  • Ingosstrakh
  • RESO-Garantia
  • Sberbank Insurance
  • VSK
  • Rosgosstrakh
  • Renaissance Insurance
  • T-Insurance

This is an estimate; the final price is confirmed by the insurance company.

Protection for your business

From a single policy to a comprehensive insurance program.

Corporate insurance

Your business keeps running.
Risks under control.

Property, cargo, liability, cyber risks and employees. We’ll help you build a program for your company’s needs.

Discuss a program
Reinsurance

For risks
on a large scale.

Advice on placing large risks and structuring reinsurance protection.

Discuss reinsurance
Personal support from a specialist

Start with your needs.

Describe what you want to protect. A Polis Re specialist will clarify your needs and help you choose an insurance program.

Selection starts with a simple question

Nearby in five cities.

Moscow, Saint Petersburg, Yekaterinburg, Novosibirsk and Krasnodar.
Online consultations and policies across Russia.

Contact

Russia

Office in Moscow and coordinators in Saint Petersburg, Yekaterinburg, Novosibirsk and Krasnodar. Online advice and policies across Russia.

  • Moscow
  • Saint Petersburg
  • Yekaterinburg
  • Novosibirsk
  • Krasnodar

One brand. Three markets.

Polis Re operates in Russia, Kazakhstan and internationally. Each market has its own website, insurance companies and laws.

Market. Risks.
Informed decisions.

Market reviews, research and statistics. Understand the context before choosing insurance protection.

All analytical materials

Insights

Analytics, news, claims and laws in plain language.

All Polis Re materials

Polis Re materials

How voluntary medical insurance (DMS) works in RussiaInsurance guides How to choose an insurance company: a practical guideArticles OSAGO or KASKO: which motor insurance to chooseArticles Do you need DMS if you have OMS?Articles Green Card: what it is and how to insure your car abroad in 2026Insurance guides The OSAGO Law (40-FZ): an overview of the key provisionsLaw Travel medical insurance: how to choose it and how to use itInsurance guides Life insurance: why you need it and how to choose a programmeInsurance guides Directors and officers liability insurance (D&O)Insurance guides Energy risk insurance: wells, power plants, gridsInsurance guides Aircraft and aviation risk insuranceInsurance guides Ship and watercraft insuranceInsurance guides Railway transport and rolling stock insuranceInsurance guides Professional Liability Insurance: Who Needs It and How It WorksInsurance guides Guarantees of Insurance Payments in Russia: RSA and DIALaw Mutual Insurance in Russia: Overview of Law No. 286-FZLaw KASKO Programmes: Full, Partial, Mini KASKO and Add-onsInsurance guides Pension Insurance in Russia: Laws and Ways to Save for RetirementLaw Insuring a Private House or Dacha: What the Policy CoversInsurance guides Insurance Company Ratings: How to Read Them and What to TrustArticles Law No. 115-FZ and Insurance: Why Insurers Check Their ClientsLaw OSAGO in 2026: How the Policy Works and What It CostsInsurance guides Insuring Goods in a Warehouse: Terms, Risks and CostInsurance guides What Determines the Cost of KASKO and How to Save on ItArticles KASKO and OSAGO: What Is the Difference and Do You Need Both?Articles How to Choose an Insurance Company in Russia: What to Check Before You BuyArticles OSAGO and KASKO: How They Differ and What to Do After an IncidentInsurance guides Property Insurance: What a Policy Covers and How to Get a PayoutInsurance guides What to Do After a Road Accident Under OSAGO: Steps and DocumentsClaims What Happens to Your Policy If an Insurer Loses Its LicenceArticles OSAGO: Answers to Drivers' Frequently Asked Questions in 2026Insurance guides Motor insurance in Russia: agents, damage assessment and OSAGO repairsArticles How to choose an insurance company: reliability, service, product and priceArticles If an insurer leaves the market: RSA compensation payments and ASV guaranteesInsurance guides Insurance agent, broker or direct: where to buy insuranceInsurance guides Insurer refuses to pay: what to do in 2026Claims Compulsory social insurance in Russia: what it coversInsurance guides Export credit and guarantee insurance in Russia: the role of EXIARInsurance guides Liability insurance for foreign trade participants towards customsInsurance guides Oil and gas well insurance: the risk of losing control of a wellInsurance guides Premiums and Claims in the Russian Insurance Market: How to Read the StatisticsAnalytics How Macroeconomics Affects Insurance in RussiaAnalytics Actuaries in Insurance: Who They Are and How the Profession Is Regulated in RussiaInsurance guides Mutual Insurance Societies in Russia: How They WorkInsurance guides Independent Damage Assessment and Appraisers in OSAGO and KASKOClaims Insurance Company Reliability Ratings: Why They Matter and How to Read ThemInsurance guides OMS and DMS: Who Pays for Medical Treatment in Russia and What's the DifferenceArticles Insurer Loyalty to Clients: How Not to Overpay at RenewalArticles What to Do If Your Insurance Company's Licence Is RevokedClaims Borrower Insurance: What Is Mandatory and What You Can ChooseInsurance guides Disputes with an Insurer in Russia: Step-by-Step ProcedureLaw Russia’s Reinsurance Market: RNRC, Sanctions and Domestic CapacityAnalytics KASKO Pitfalls: Deductibles, Underinsurance and the BeneficiaryInsurance guides Insurance Disputes after a Road Accident: Evidence and Expert AssessmentClaims How to Save on Insurance Legally: Methods That WorkArticles Insurance Rules: What They Are and Why to Read Them Before BuyingInsurance guides How to Choose a Reliable Insurance Company in 2026Insurance guides Risk Management at Insurers: Mandatory Requirements in RussiaAnalytics The European Protocol in 2026: Registering an Accident Without the Traffic PoliceClaims Mutual Insurance in Russia: Law 286-FZ in Plain LanguageLaw Pension Annuities in Russia: How to Insure a Lifetime IncomeInsurance guides Private pensions in Russia: NPFs, the long-term savings programme and annuity insuranceInsurance guides Protecting buyers of off-plan homes in Russia: escrow accounts and the Territorial Development FundLaw Medical liability insurance for doctors and clinics in RussiaInsurance guides Compulsory workplace accident insurance for employees in Russia in 2026Law KASKO in 2026: what to look for when choosing a car insurance policyInsurance guides Construction and erection all risks insurance: how the contract worksInsurance guides OMS vs DMS: What Is the Difference and Do You Need Voluntary Health InsuranceInsurance guides Buying Insurance Online or Through a Specialist: Pros and ConsArticles Professional Liability Insurance for Advocates and Lawyers in RussiaInsurance guides Rights Holder Liability Insurance for the Customs IP Register (TROIS)Insurance guides Insurance Against Infectious Diseases: Travel, VHI and COVID-19 CoverInsurance guides How to Change an OSAGO Policy: Drivers, Vehicle, OwnerInsurance guides Careers in Insurance: Who Works in the Insurance IndustryArticles Insurer Financial Stability: Bank of Russia Standards, Ratings and ChecksInsurance guides Reinsurance: how insurers share large risksInsurance guides How to check an insurance company: official sources and indicatorsInsurance guides KASKO claim: what to do after an accident, fire or theftClaims Employee health insurance (DMS): programme types and how to chooseInsurance guides OSGOP: compulsory carrier liability insurance under Federal Law 67-FZLaw State-supported agricultural insurance: Law 260-FZ in plain wordsLaw Notary liability insurance: what the law requiresLaw Environmental insurance in Russia: what is compulsory and what is notInsurance guides Liability insurance for auditors and audit firmsInsurance guides OSOPO: Federal Law 225-FZ on insuring hazardous facilitiesLaw Russian Law No. 4015-1 on the Organisation of Insurance: key pointsLaw Company risk map: how to build and use oneArticles OSAGO in 2026: what has changedNews How the cost of OSAGO is calculated: formula and coefficientsInsurance guides KBM: how to check and restore your classInsurance guides Europrotocol in 2026: limits and procedureClaims What to do after a road accident: a step-by-step guide for OSAGO and KASKOClaims The financial ombudsman: how to complain about an insurerClaims How to get a refund of loan and mortgage insuranceInsurance guides Tax deduction for DMS and life insuranceInsurance guides Life insurance guarantees: the Deposit Insurance Agency (ASV)Law Insurance for a Schengen visa: 2026 requirementsInsurance guides Mortgage insurance: how to save at renewalInsurance guides Tick bite and sports insurance: which to chooseArticles How to check an insurance company's licence and an OSAGO policyInsurance guides Business insurance: which policies are mandatory in RussiaInsurance guides

Polis Re.
Your partner in insurance.

We help individuals and companies compare insurers and terms, calculate the cost, buy a policy and get paid on a claim.

Polis Re insurance center; the website is operated by Polis Re LLC (Moscow). Policies are issued by insurance companies licensed by the Bank of Russia; travel insurance can be bought online through our partner Cherehapa.

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A Polis Re specialist will help you choose coverage and understand the terms.

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