Polis Re is an insurance centre and insurance marketplace. We help private clients and companies understand insurance, compare offers from different insurance companies and choose the cover they really need. Below is what we do and the principles we work by.

What Polis Re specialists do

  • Match terms to your task. We find out what needs protecting and against which risks, take your budget and preferences into account — and only then propose programmes.
  • Compare insurers. We request and compare offers from several companies: price, cover, exclusions, deductibles, claims handling.
  • Help conclude the contract with the chosen insurance company and check the data so that an error in the documents does not lead to a dispute over a claim.
  • Support the contract throughout its term: we answer questions and help make changes.
  • Advise when an insured event occurs: how to prepare the initial documents correctly, which deadlines to meet, what to attach to the claim.
  • Help in disagreements with the insurer — we analyse both sides' positions and help prepare a formal complaint.
  • Remind you when a policy is expiring, so you are not left uninsured, and offer to compare terms at renewal — including with other insurers.

For private clients

For individuals we select OSAGO (compulsory motor third-party liability insurance) and KASKO (voluntary motor hull insurance), mortgage insurance, home and apartment insurance, DMS (voluntary health insurance), life insurance and accident insurance. The full list is in the For Individuals section.

Travel insurance can be bought online right on the website: quoting and purchase go through Polis Re's partner, the Cherehapa service, and the policy is issued by the insurance company you choose and sent to your e-mail. Popular destinations have dedicated tips, for example for Turkey, the UAE or the Schengen countries.

For businesses

For companies we follow the principles of transparent procurement of insurance services:

  • the same specification for all insurers — so offers are compared on equal terms;
  • fair competition between insurance companies;
  • a clear rationale for the choice — why this option is recommended;
  • efficient use of the insurance budget without unnecessary cover.

The client does not need to negotiate with each insurer's representatives separately: Polis Re collects the offers and prepares the comparison. We help with commercial property insurance, cargo, liability, employee health insurance, construction and erection risks, and compulsory insurance for hazardous facilities and carriers. For large risks we advise on reinsurance. All lines are in the For Business section.

Our principles

Transparency

Polis Re is not an insurance company: policies are issued by insurers licensed by the Bank of Russia. We say clearly who bears the obligations under the contract and show the terms, not just the price. Details are on the Disclosure page.

No extra cost to the client

Polis Re's fee is paid by partners and insurance companies. The price of the policy does not change for the client: you pay at the insurer's rate, and advice and selection are free.

Confidentiality

Information a client provides for a quote or purchase is used only for their task and shared only with the chosen insurance company or partner. The procedure is described in the Personal Data Processing Policy.

Business ethics

We do not promise what does not depend on us: we do not guarantee claim payments and do not call a company "the best" if it does not fit the client's needs. Recommendations are based on contract terms and the client's needs.

Plain language

You do not need to understand insurance terms to get advice. Our specialists explain the terms clearly, and unfamiliar words can be looked up in the glossary.

Tools on the website

How to get started

Submit a request — a Polis Re specialist will contact you, clarify your needs and prepare offers. Or call +7 (495) 108-60-59; other ways to reach us are on the Contacts page.