About the company
Insurance House BSD LLC is a Moscow insurer operating under Bank of Russia licences SL No. 3799 and SI No. 3799 (dated 10.07.2025) for voluntary personal and property insurance. Since 27 June 2025 its registered address has been 24 Krasnaya Presnya Street, Moscow. The general director is A. A. Moiseeva.
The company is known for niche products. Health insurance for international students and liability insurance for insolvency practitioners (arbitration managers) have their own support lines. BSD also insures members of self-regulatory organisations (SROs), debt collectors' liability, construction and erection risks and special machinery.
Besides Moscow, the company has representative offices in St Petersburg, Nizhny Novgorod and Rostov-on-Don. It is a member of the All-Russian Insurance Association.
Types of insurance offered
For individuals:
- health insurance for international students and voluntary health insurance (DMS);
- accident insurance and travel insurance;
- property insurance and motor insurance.
For businesses and professionals:
- professional liability of insolvency practitioners, SRO members and debt collectors;
- construction and erection risks, special machinery and vehicles;
- commercial property and cargo;
- employee health insurance and group accident insurance.
Key figures
According to Bank of Russia data for 2025, the company collected RUB 1.14 billion in insurance premiums and paid out RUB 72.8 million, ranking 65th among Russian insurers by premium volume. In the first half of 2026, premiums amounted to RUB 518 million and payouts to RUB 36.5 million (68th place for the half-year).
The company has no active financial strength ratings: its earlier ACRA and Expert RA ratings were withdrawn (in 2022 and 2018 respectively).
How to get in touch and file a claim
Moscow office: +7 (495) 129-53-35; for international students: 8 800 350-16-27; for insolvency practitioners: +7 (495) 256-39-49; 24/7 health insurance (DMS) service: 8 800 555-42-76. Representative offices: St Petersburg +7 (812) 426-16-89, Nizhny Novgorod +7 (831) 429-09-98. E-mail: bsd@bihouse.ru, website: bihouse.ru.
For a health insurance claim, call the 24/7 service — its number is also printed on your policy. For other lines, report the event to the company, collect the documents and keep damaged property until inspection; emergency numbers are listed in the "Insured event" section of the website. Complaints can be filed via the online form and are reviewed within 15 days. If a payout is refused, an individual can apply to the Financial Ombudsman.
To compare insurers, use the Polis Re insurance company directory; to find a policy that fits your needs, send a request to Polis Re specialists.