About the company
Insurance Company Chulpan-Zhizn LLC is a specialised life insurer from Almetyevsk (Republic of Tatarstan) and part of the Chulpan group. Bank of Russia licences: SZh No. 4001 (voluntary life insurance) and SL No. 4001 (personal insurance other than life). Its main clients are residents of Tatarstan and employees of large companies in the republic.
The company has no current rating from Russian rating agencies (Expert RA withdrew its rating of Chulpan-Life back in 2017).
A note on guarantees: a scheme guaranteeing life insurance payouts through the Deposit Insurance Agency (DIA/ASV) is being introduced by Federal Law No. 477-FZ and takes effect on 1 January 2027. Until then, life insurance policies are not covered by any DIA guarantee, so assess the insurer's reliability in advance.
Insurance products
- life insurance — savings and protection plans;
- accident and sickness insurance;
- corporate employee accident insurance.
Before signing a savings policy, check the surrender value table, the term and how any additional investment income is paid, if provided for.
Key figures
According to the Bank of Russia, in 2025 Chulpan-Life collected RUB 302 million in premiums and paid out RUB 252 million, ranking 88 in the market. In the first half of 2026: RUB 163 million in premiums and RUB 158 million in claims (rank 87).
Contacts and claims
Phone: +7 (88553) 37-55-10, email life@chulpan.ru, website чулпан-жизнь.рф. Office: 178 Sovetskaya St., Almetyevsk.
If an insured event occurs
- Notify the company within the time limit set in your policy and the insurance rules.
- Collect documents: the policy, certificates from the competent authorities or medical providers, receipts and photos.
- File a claim and keep a copy stamped as received or the claim reference number.
- If you disagree with the decision, send a written complaint; individuals can bring a dispute to the Financial Ombudsman before going to court.
Step-by-step guidance is available in our Insured Event section.
Polis Re specialists can help you compare terms offered by different insurers and choose a suitable programme — submit a request or browse the directory of insurance companies.