About the company
Everia Life (Everia Life Insurance Company LLC) is a specialist life insurer with a history of more than twenty years. According to the company, it started operating in Russia in 2002 as part of a European insurer of the PPF group, in 2008 joined Generali PPF Holding — a joint venture of PPF and Assicurazioni Generali — and from 2013 operated as an independent company, PPF Life Insurance.
In 2025 the Inweasta investment group acquired 100% of the company, and the same year it was rebranded as Everia Life. Its Bank of Russia licences SZh and SL No. 3609 (current version dated 09.04.2025) cover voluntary life insurance and personal insurance other than life.
Insurance products
- Endowment life insurance — long-term plans with regular premiums and a guaranteed sum at maturity.
- Investment-linked life insurance — plans with participation in investment income.
- Pension plans — individual contracts with payments after retirement; according to the company, this is one of its key lines.
- Accident and illness insurance as a stand-alone product or an add-on.
- Medical risks and plans for employers — employee accident insurance.
Long-term life insurance contracts (signed from 2025 for at least 10 years) may qualify for the long-term savings tax deduction under Article 219.2 of the Tax Code — check the terms with the insurer. To claim it, keep the contract, payment receipts and the insurer’s certificate of premiums paid. The deduction can be claimed through the tax office after the end of the year, or under the simplified procedure if the insurer reports the data to the Federal Tax Service.
Key figures
According to the Bank of Russia, in 2025 Everia Life collected RUB 6.2 billion in premiums and paid out RUB 2.4 billion, ranking 40th in the insurance market (a share of about 0.16%). In the first half of 2026 — RUB 3.2 billion in premiums and RUB 1.2 billion in payouts (42nd place).
The company’s premiums in 2025 and in the first half of 2026 were at a comparable pace — about RUB 3 billion per half-year — and payouts amounted to about 40% of premiums.
Rating and financial strength
On 30.03.2026 the National Rating Agency (NRA) affirmed the company’s credit rating at AA-|ru| with a stable outlook; the rating was first assigned in 2025. The company has not maintained an Expert RA rating since April 2025.
The Deposit Insurance Agency (ASV) guarantee for life insurance payouts is introduced by Federal Law No. 477-FZ and will take effect only on 1 January 2027; until then there is no state guarantee on life insurance contracts. Before buying a plan, study the surrender value table: on early termination in the first years the customer usually gets back less than they paid in.
Contacts and claims
- Head office phone: +7 (495) 785-82-00, e-mail: info@everialife.ru.
- Website: www.everialife.ru — personal account, claim documents, disclosures.
- Address: 22nd km of Kievskoye Highway, property 6, bldg. 1, Moscow.
When an insured event occurs, submit a claim with the documents listed in the policy rules: passport, contract number, medical records for injury or illness, and in case of death — the death certificate and the beneficiary’s or heir’s documents. At maturity the payout is made on application with bank details. If you have changed your passport, surname or bank account, inform the insurer in advance — this avoids delays with the payout.
If you disagree with the decision, send a written claim and then apply to the Financial Ombudsman — free for individuals in disputes of up to RUB 500,000. Learn more in the Insured event section. Compare life insurers in the directory or choose a plan via a request to Polis Re specialists.