About the company
Gazprom Insurance (Insurance Company Gazprom Insurance LLC) is a multi-line insurer serving companies and individuals. According to the company, it provides a full range of insurance services except life insurance and OSAGO.
Its Bank of Russia licences No. 3398 cover voluntary property and personal insurance (other than life), compulsory liability insurance for owners of hazardous facilities (OSOPO) and carriers (OSGOP), compulsory state life and health insurance of military personnel and equivalent persons, and reinsurance.
The company stands out for a set of ratings rare in the market: the highest levels on two agencies’ national scales plus international-scale ratings.
Insurance products
For business
- Commercial property and construction and erection risks.
- Cargo, fleets, marine and aviation.
- General and professional liability, OSOPO, OSGOP.
- Employee health and accident insurance.
For individuals
- KASKO (motor hull insurance); the company does not sell OSAGO (compulsory motor third-party liability insurance), so you will need to buy it elsewhere.
- Mortgage insurance, home and apartment insurance.
- Voluntary health insurance (DMS), accident and critical illness insurance.
- Travel insurance.
For industrial companies, the combination of compulsory OSOPO with voluntary property and excess liability insurance matters: the compulsory policy covers only harm to third parties within statutory limits, not damage to the company’s own property or business interruption.
Individual customers should note that KASKO and a mortgage policy can be bought from one insurer and OSAGO from another: this is normal practice, and the policies do not depend on each other. After an accident you claim under KASKO from Gazprom Insurance, and under OSAGO from the at-fault driver’s insurer or your own OSAGO insurer under direct settlement. Corporate health insurance programmes are usually tailored to a specific employer — with a choice of clinics, limits and extra options such as dentistry and telemedicine.
Key figures
According to the Bank of Russia, in 2025 Gazprom Insurance collected RUB 8.3 billion in premiums and paid out RUB 1.7 billion, ranking 35th in the market (a share of about 0.2%). In the first half of 2026 premiums rose markedly — RUB 6.6 billion in premiums and RUB 0.8 billion in payouts, lifting the company to 29th place.
Ratings and financial strength
- Expert RA — ruAAA, stable outlook (16.01.2026), and A- on the international scale (13.03.2026);
- NKR — AAA.ru, stable outlook (08.12.2025);
- ACRA — A- on the international scale, stable outlook (25.03.2026).
The ruAAA and AAA.ru ratings are the highest levels on the national scales of Expert RA and NKR. For corporate clients this makes it easier to meet the insurer-reliability requirements of banks, leasing companies and customers.
Contacts and claims
- Hotline: 8 800 100-44-40 (free within Russia), e-mail: info@gazpromins.ru.
- Website: www.gazpromins.ru — head and regional offices, rules and tariffs.
- Registered address: 40 Dolgorukovskaya Street, Moscow.
When an event occurs, notify the company within the period set in the contract, take steps to reduce the loss, keep damaged property until the inspection and collect documents from the authorities. Under KASKO, after an accident register the incident and do not start repairs without the insurer’s referral or approval.
If a claim is not agreed, send a written claim; individuals can apply to the Financial Ombudsman, companies — to court. Learn more in the Insured event section. Compare insurers in the directory or request a quote for your business or family via a request to Polis Re specialists.