About the company
Absolut Insurance (Absolut Strakhovanie LLC) is a multi-line insurer that started operating in 1992 as ISK Euro-Polis LLC and has carried its current name since 2016. According to the company, it is present in 20 Russian regions, offers more than 60 types of insurance and serves both individuals and organisations.
The company focuses on digital services: online policies (including mortgage insurance for borrowers of major banks), a B2B platform for motor insurance partners and remote claims settlement. Absolut Insurance is a member of the Russian Union of Motor Insurers (RSA) and the All-Russian Insurance Association. Its Bank of Russia licences No. 2496 cover voluntary property and personal insurance, OSAGO, OSOPO, OSGOP and reinsurance.
Insurance products
For individuals
- OSAGO (compulsory motor third-party liability insurance) and KASKO (motor hull insurance), including options with a deductible that lower the price for careful drivers.
- Mortgage insurance — the property, the borrower’s life and health, title; the policy can be bought online.
- Home and apartment insurance.
- Travel insurance, accident and critical illness insurance, voluntary health insurance (DMS).
- Pet insurance.
For business
For organisations — property, construction and erection risks, cargo, fleets, marine and aviation, general and professional liability, agricultural insurance, compulsory OSOPO and OSGOP, employee accident insurance.
When buying a mortgage policy, remember that only insurance of the collateral (the flat or house) against loss and damage is mandatory by law. Life and title insurance are voluntary, but the bank may raise the interest rate if you decline them. Compare offers from several insurers accredited by your bank — the price difference can be significant. You can estimate the cost with the mortgage insurance calculator.
Key figures
According to the Bank of Russia, in 2025 Absolut Insurance collected RUB 11.8 billion in premiums and paid out RUB 5.1 billion, ranking 29th in the market (a share of about 0.3%). In the first half of 2026 — RUB 6.2 billion in premiums and RUB 2.1 billion in payouts (31st place).
Rating and financial strength
On 30.03.2026 Expert RA affirmed the company’s rating at ruA+ with a stable outlook — a very high level of reliability on the agency’s scale.
OSAGO and KASKO
The OSAGO price is calculated using a single Bank of Russia formula, and each company chooses its base rate within the permitted range, so the same policy can cost different amounts at different insurers. Compare options with the OSAGO calculator and the KASKO calculator. OSAGO limits are RUB 400,000 for property and RUB 500,000 for harm to life and health; under the European accident report (europrotokol) — up to RUB 100,000, or up to RUB 400,000 when recorded via Gosuslugi Avto.
Contacts and claims
- Hotline: 8 800 700-47-70 (free within Russia), e-mail: info@absolutins.ru.
- Website: www.absolutins.ru — online policies, claim notification, branch addresses.
- Head office: 26 Leninskaya Sloboda Street, Moscow.
When an insured event occurs, notify the company within the period set in the rules, keep evidence (photos, video, certificates) and do not start repairs before the inspection. Under a mortgage policy, if the flat is damaged, also notify the lending bank: it may be the beneficiary under the contract.
If a claim is refused or underpaid, send a written claim and then apply to the Financial Ombudsman — free of charge for individuals. Detailed guidance is in the Insured event section. Compare the company with others in the insurer directory or get a selection from Polis Re specialists via a request.