About the company

Insurance Company Chulpan JSC is a universal insurer headquartered in Almetyevsk, Republic of Tatarstan. Its business is concentrated in its home region: according to Expert RA, Tatarstan accounts for more than 95% of premiums. The main lines are voluntary medical insurance and OSAGO, together about three quarters of the portfolio. Most premiums are collected directly, without intermediaries.

Chulpan is a member of the Russian Union of Motor Insurers. It holds Bank of Russia licences for OSAGO, OSOPO and OSGOP, voluntary property and personal insurance, and reinsurance (No. 1216).

Types of insurance offered

For individuals:

For businesses: employee medical and accident insurance, property, vehicle fleets, cargo, OSOPO for owners of hazardous facilities, OSGOP for passenger carriers and general liability. You can estimate the cost of OSAGO with the calculator.

Key figures

According to the Bank of Russia, in 2025 Chulpan collected RUB 1.8 billion in premiums and paid out RUB 1.2 billion, ranking 58th in the market. In the first half of 2026 it collected RUB 897 million and paid out RUB 545 million (ranked 59th).

Expert RA financial strength rating: ruA, stable outlook (affirmed in December 2025). The agency notes the high quality of assets and claims handling and names the concentration of business in one region as a constraining factor.

Contacts and claims

Head office: 66 Pushkina Street, Almetyevsk; phone +7 (8553) 30-44-90; email: chulpan@tatais.ru. Sales points and the procedure for submitting requests are listed on www.chulpan.ru.

Under OSAGO, a claim for direct loss settlement is filed with your own insurer. An accident can be registered without the traffic police using the European accident report (europrotokol) if the damage does not exceed RUB 100,000, or up to RUB 400,000 if it is recorded via Gosuslugi Avto or the DTP.Europrotokol app. The steps are described in the Insurance claims section.

If you disagree with a claim decision, first send the insurer a written complaint. For individuals, disputes of up to RUB 500,000 (and OSAGO disputes regardless of the amount) must go to the Financial Ombudsman before court.