About the company
Insurance Company Gelios LLC is a universal insurer which, according to the company, has been operating in the financial market since 1993. Its registered address is in Krasnodar. The company is present in 43 Russian regions and has a network of more than 80 offices; its capital is Russian, with authorised capital of RUB 600 million.
Gelios is a member of the All-Russian Insurance Association and the Russian Union of Motor Insurers (RSA), and its quality management system is certified to GOST R ISO 9001-2015. Its Bank of Russia licences are perpetual: OSAGO, voluntary property and personal insurance, and reinsurance.
Types of insurance offered
For individuals:
- OSAGO (compulsory motor third-party liability insurance) and KASKO (motor own damage);
- mortgage insurance, home and apartment;
- accident insurance, including for athletes, and tick-bite cover;
- travel insurance and telemedicine.
For businesses: employee medical insurance, property, cargo, construction and erection risks, vehicle fleets, liability and agricultural insurance. You can estimate the cost of an OSAGO policy with the calculator.
Key figures
According to the Bank of Russia, in 2025 Gelios collected RUB 5.2 billion in premiums and paid out RUB 2.8 billion, ranking 44th in the market. In the first half of 2026 it collected RUB 3 billion and paid out RUB 1.9 billion (ranked 44th).
NRA credit rating: BB+|ru|; in June 2026 the agency affirmed it and changed the outlook to developing.
Contacts and claims
Hotline: 8 800 100-70-07 (free); email: company@skgelios.ru. On the website you can report an insured event, activate and check a policy, and find the nearest office.
Under OSAGO, a claim for direct loss settlement is filed with your own insurer. An accident can be registered without the traffic police using the European accident report (europrotokol) if the damage does not exceed RUB 100,000, or up to RUB 400,000 if it is recorded via Gosuslugi Avto or the DTP.Europrotokol app. The steps are described in the Insurance claims section.
If you disagree with a claim decision, first send the insurer a written complaint. For individuals, disputes of up to RUB 500,000 (and OSAGO disputes regardless of the amount) must go to the Financial Ombudsman before court.