About the company

PARI (Insurance Company PARI JSC) is a multi-line insurer registered in Moscow on 3 March 1992. The name comes from the company Paritet, whose staff set up the insurer to cover collateral for bank loans. Work with banks and cargo insurance have remained the company’s strengths: according to the company itself, in the late 1990s PARI became one of the leaders in cargo insurance and later developed mortgage insurance.

PARI is a member of the Russian Union of Motor Insurers (RSA). Its Bank of Russia licences No. 0915 of 03.07.2015 cover voluntary property and personal insurance, OSAGO, OSOPO, OSGOP and reinsurance. The company temporarily does not disclose information on its controlling persons and management bodies under a decision of the Bank of Russia Board of Directors.

Insurance products

For individuals

For business

PARI offers corporate clients cargo, property, fleet, marine and aviation insurance, general, professional and directors’ and officers’ (D&O) liability, agricultural insurance, compulsory OSOPO and OSGOP, employee health and employee accident insurance.

Cargo insurance should be arranged before transport begins. Choose the cover: “all risks” is the broadest, while “with particular average” and “free of particular average” are cheaper but cover less. For regular shipments an open cover with a declaration for each consignment is convenient.

Key figures

According to the Bank of Russia, in 2025 PARI collected RUB 10.3 billion in premiums and paid out RUB 3.7 billion, ranking 31st in the market (a share of about 0.26%). In the first half of 2026 — RUB 5.0 billion in premiums and RUB 1.9 billion in payouts (35th place).

Ratings and financial strength

  • Expert RA — ruA+ on the national scale, stable outlook (15.09.2026);
  • Expert RA — credit rating BBB on the international scale, stable outlook (assigned 09.10.2026).

According to the company, it has held an Expert RA rating since 2004.

OSAGO and KASKO

The OSAGO price is calculated with the Bank of Russia formula, taking into account the base rate, region, bonus-malus, drivers’ age and experience and engine power. You can compare prices across insurers with the OSAGO calculator, and KASKO with the KASKO calculator. OSAGO limits are RUB 400,000 for property and RUB 500,000 for harm to life and health; the European accident report (europrotokol) covers up to RUB 100,000, or up to RUB 400,000 when recorded via Gosuslugi Avto.

Contacts and claims

  • Phone: +7 (495) 721-12-21, e-mail: ic@skpari.ru.
  • Website: www.skpari.ru — offices in Moscow, St Petersburg and Yekaterinburg, policy rules, guides.
  • Head office: 34 Raskovoy Street, bldg. 14, Moscow.

When an insured event occurs, notify the company within the period set in the contract and keep evidence. For cargo, draw up a commercial or damage report together with the carrier, do not accept damaged goods without notes and call a surveyor if necessary. For a flat or house, record the damage and obtain a report from the building management company. Do not start repairs before the inspection.

If a claim is not agreed, send a written claim; individuals can apply to the Financial Ombudsman, companies — to the commercial (arbitrazh) court. Step-by-step guides are in the Insured event section. Compare PARI with other insurance companies or request a quote via a request to Polis Re specialists.