About the company

AlfaStrakhovanie JSC is a nationwide universal insurer and the parent company of the group of the same name, which also includes the life insurer AlfaStrakhovanie-Life. It serves individuals, small and medium-sized businesses and large corporations.

According to the Bank of Russia, AlfaStrakhovanie ranked fifth among all Russian insurers by premiums in 2025 and kept that position in H1 2026. Among non-life insurers it is one of the two largest. The registered address is on Likhachyova Avenue in Moscow.

Lines of insurance

The portfolio is broadly diversified: OSAGO is the largest line, with significant shares from KASKO, health insurance, property and corporate risks. Individuals can buy cover for cars, apartments and houses, mortgages and travel, personal accident and critical illness insurance, and pet insurance.

For individuals

For businesses

You can get an indicative price in our calculators for OSAGO, KASKO, travel insurance, mortgage insurance and home insurance; the final premium is set by the insurer.

Key features

The company sells OSAGO and is a member of the Russian Union of Motor Insurers. It holds the full set of Bank of Russia licences: property and personal insurance, compulsory lines and reinsurance. It sells through agents, partners and directly in offices, online and via its mobile app.

For businesses AlfaStrakhovanie offers everything from health and employee cover to cargo, construction, aviation and marine risks, liability and cyber insurance. Having a universal insurer and a separate life company in one group covers almost every insurance need.

Key figures and ratings

According to the Bank of Russia, in 2025 the company collected RUB 223.1 billion in premiums and paid RUB 140.6 billion in claims, ranking 5th among all Russian insurers by premiums with a market share of about 5.6%. In H1 2026 premiums totalled RUB 118.1 billion and claims paid RUB 76.0 billion.

Indicator2025H1 2026
Gross written premiumsRUB 223.1 billionRUB 118.1 billion
Claims paidRUB 140.6 billionRUB 76.0 billion
Rank by premiums among Russian insurers55

Credit (financial strength) ratings on the national scale for the Russian Federation:

  • Expert RA: ruAAA, stable outlook (rating action of 10.12.2025)
  • NKR: AAA.ru, stable outlook (rating action of 08.06.2026)
  • NRA: AAA|ru|, stable outlook (rating action of 31.03.2026)

Contacts and claims

  • Phone: +7 (495) 788-09-99
  • Website: www.alfastrah.ru
  • Email: alfastrah@alfastrah.ru
  • Registered address: 15 Likhachyova Ave., premises 2/15, Moscow 115280

After a road accident, register it with the traffic police or by the European accident report (europrotocol): without the police the payout limit is RUB 100,000, or up to RUB 400,000 if the data is recorded via Gosuslugi Avto or the DTP.Europrotocol app. Then file a direct claim with your own insurer and present the car for inspection. Under OSAGO the insurer has 20 calendar days (excluding public holidays) to process the claim. For KASKO, property and other voluntary cover, the procedure and deadlines follow the policy terms.

If you disagree with the decision, send a complaint to the insurer. OSAGO disputes of any amount, and other disputes of up to RUB 500,000, go to the Financial Ombudsman before court (free for consumers). You can also complain to the Bank of Russia and, for OSAGO matters, to the Russian Union of Motor Insurers (RSA).

Polis Re specialists can help you compare offers from different insurers and choose a policy that fits your needs: send a request or use the comparison tool. Other market players are listed in our insurance company directory.