About the company

Ingosstrakh is one of Russia's oldest insurers, operating in Russia and abroad since 1947. Today it is a universal insurer offering the full range of cover, from OSAGO and KASKO to health insurance, property protection and complex industrial risks.

According to the Bank of Russia, Ingosstrakh ranked sixth among all Russian insurers by premiums in 2025. The group also includes a life insurer, Ingosstrakh-Life. The registered address is on Pyatnitskaya Street in Moscow.

Lines of insurance

The portfolio is well diversified across lines and regions. OSAGO is the largest line, with significant shares from KASKO, health insurance and property cover for individuals and companies. Individuals can buy car, home and apartment, travel and mortgage cover, personal accident and critical illness insurance, and pet policies.

For individuals

For businesses

You can get an indicative price in our calculators for OSAGO, KASKO, travel insurance, mortgage insurance and home insurance; the final premium is set by the insurer.

Key features

Ingosstrakh sells OSAGO and is a member of the Russian Union of Motor Insurers. It has historical roots in international insurance and is strong in complex lines: marine and aviation, cargo and liability, including directors and officers (D&O) cover. It sells through agents, offices, its website and mobile app.

The company holds the full set of Bank of Russia licences: property and personal insurance, compulsory lines and reinsurance. Businesses can insure staff, property, vehicles and liability with a single insurer.

Key figures and ratings

According to the Bank of Russia, in 2025 the company collected RUB 194.5 billion in premiums and paid RUB 111.6 billion in claims, ranking 6th among all Russian insurers by premiums with a market share of about 4.9%. In H1 2026 premiums totalled RUB 92.6 billion and claims paid RUB 55.5 billion.

Indicator2025H1 2026
Gross written premiumsRUB 194.5 billionRUB 92.6 billion
Claims paidRUB 111.6 billionRUB 55.5 billion
Rank by premiums among Russian insurers67

Credit (financial strength) ratings on the national scale for the Russian Federation:

  • Expert RA: ruAAA, stable outlook (rating action of 02.12.2025)

Contacts and claims

  • Phone: 8 800 100-77-55 (toll-free in Russia)
  • Website: www.ingos.ru
  • Email: ingos24@ingos.ru
  • Registered address: 12 Pyatnitskaya St., bldg 2, Moscow 115035

After a road accident, register it with the traffic police or by the European accident report (europrotocol): without the police the payout limit is RUB 100,000, or up to RUB 400,000 if the data is recorded via Gosuslugi Avto or the DTP.Europrotocol app. Then file a direct claim with your own insurer and present the car for inspection. Under OSAGO the insurer has 20 calendar days (excluding public holidays) to process the claim. For KASKO, property and other voluntary cover, the procedure and deadlines follow the policy terms.

If you disagree with the decision, send a complaint to the insurer. OSAGO disputes of any amount, and other disputes of up to RUB 500,000, go to the Financial Ombudsman before court (free for consumers). You can also complain to the Bank of Russia and, for OSAGO matters, to the Russian Union of Motor Insurers (RSA).

Polis Re specialists can help you compare offers from different insurers and choose a policy that fits your needs: send a request or use the comparison tool. Other market players are listed in our insurance company directory.