About the company
Renaissance Insurance Group PJSC is a universal insurer and the parent company of a group that also includes the major life insurer Renaissance Life. It serves individuals and businesses and sells policies both directly, including online, and through agents and partners.
According to the Bank of Russia, Renaissance Insurance ranked 14th among all Russian insurers by premiums in 2025 and held that position in H1 2026. Its registered address is on Krylatskaya Street in Moscow.
Lines of insurance
KASKO is the largest line, with significant shares from OSAGO, health insurance and personal accident and illness cover. Individuals can insure cars, apartments and houses, mortgages, trips and pets and buy critical illness cover; businesses can insure employees, property, cargo, fleets and liability, including directors' liability.
For individuals
- OSAGO (compulsory motor third-party liability)
- KASKO (comprehensive car cover)
- Travel insurance
- Mortgage insurance
- Home and apartment insurance
- Personal accident insurance
- Voluntary health insurance (DMS)
- Critical illness cover
- Pet insurance
For businesses
- Employee health insurance
- Employee accident insurance
- Commercial property
- Fleet insurance
- Cargo insurance
- General liability
- Professional liability
- Directors and officers liability (D&O)
- OSOPO (hazardous facility owners liability)
- OSGOP (carrier liability to passengers)
- Marine and inland water transport
You can get an indicative price in our calculators for OSAGO, KASKO, travel insurance, mortgage insurance and home insurance; the final premium is set by the insurer.
Key features
Renaissance Insurance sells OSAGO and is a member of the Russian Union of Motor Insurers. Its sales channels are well diversified, and its client base does not depend on a few large customers.
The company holds Bank of Russia licences for property and personal insurance (other than life), compulsory lines and reinsurance. When buying KASKO, compare several insurers: prices and options can differ noticeably between companies and sales channels.
Key figures and ratings
According to the Bank of Russia, in 2025 the company collected RUB 70.2 billion in premiums and paid RUB 42.6 billion in claims, ranking 14th among all Russian insurers by premiums with a market share of about 1.8%. In H1 2026 premiums totalled RUB 34.5 billion and claims paid RUB 23.2 billion.
| Indicator | 2025 | H1 2026 |
|---|---|---|
| Gross written premiums | RUB 70.2 billion | RUB 34.5 billion |
| Claims paid | RUB 42.6 billion | RUB 23.2 billion |
| Rank by premiums among Russian insurers | 14 | 14 |
Credit (financial strength) ratings on the national scale for the Russian Federation:
- Expert RA: ruAA, stable outlook (rating action of 26.08.2026)
Contacts and claims
- Phone: 8 800 333-88-00 (toll-free in Russia)
- Website: www.renins.ru
- Email: info@renins.com
- Registered address: 17 Krylatskaya St., bldg 1, Moscow 121614
After a road accident, register it with the traffic police or by the European accident report (europrotocol): without the police the payout limit is RUB 100,000, or up to RUB 400,000 if the data is recorded via Gosuslugi Avto or the DTP.Europrotocol app. Then file a direct claim with your own insurer and present the car for inspection. Under OSAGO the insurer has 20 calendar days (excluding public holidays) to process the claim. For KASKO, property and other voluntary cover, the procedure and deadlines follow the policy terms.
If you disagree with the decision, send a complaint to the insurer. OSAGO disputes of any amount, and other disputes of up to RUB 500,000, go to the Financial Ombudsman before court (free for consumers). You can also complain to the Bank of Russia and, for OSAGO matters, to the Russian Union of Motor Insurers (RSA).
Polis Re specialists can help you compare offers from different insurers and choose a policy that fits your needs: send a request or use the comparison tool. Other market players are listed in our insurance company directory.