About the company

Rosgosstrakh traces its history back to 1921 and in 2026 celebrates 105 years in the insurance market. It is a universal insurer with one of the widest regional networks in Russia: policies are sold in offices and by agents in most regions, as well as online.

According to the Bank of Russia, Rosgosstrakh ranked 12th among all Russian insurers by premiums in 2025 and held that position in H1 2026. The CEO is Maxim Shepelev. The group also includes Rosgosstrakh Life.

Lines of insurance

OSAGO is the largest line; the company also actively sells KASKO, home and apartment insurance, mortgage insurance, travel and personal accident cover, health insurance and pet insurance. Businesses can insure property, cargo, fleets, employees, liability, construction and agricultural risks.

For individuals

For businesses

You can get an indicative price in our calculators for OSAGO, KASKO, travel insurance, mortgage insurance and home insurance; the final premium is set by the insurer.

Key features

Rosgosstrakh sells OSAGO and is a member of the Russian Union of Motor Insurers. Agents are its main sales channel, so you can buy cover and submit claim documents in person in many cities. Its current Bank of Russia licences were issued on 7 October 2025 and cover property and personal insurance, compulsory lines and reinsurance.

For motorists the wide claims network matters: OSAGO and KASKO claims can be filed at the nearest office. Before buying KASKO, read the policy terms carefully: exclusions and claim reporting requirements affect the payout.

Key figures and ratings

According to the Bank of Russia, in 2025 the company collected RUB 93.9 billion in premiums and paid RUB 39.5 billion in claims, ranking 12th among all Russian insurers by premiums with a market share of about 2.4%. In H1 2026 premiums totalled RUB 44.3 billion and claims paid RUB 20.1 billion.

Indicator2025H1 2026
Gross written premiumsRUB 93.9 billionRUB 44.3 billion
Claims paidRUB 39.5 billionRUB 20.1 billion
Rank by premiums among Russian insurers1212

Credit (financial strength) ratings on the national scale for the Russian Federation:

  • Expert RA: ruAA, stable outlook (rating action of 29.06.2026)
  • NKR: AA+.ru, stable outlook (rating action of 29.12.2025)

Contacts and claims

  • Phone: 8 800 200-99-77 (toll-free in Russia)
  • Website: www.rgs.ru
  • Email: rgs@rgs.ru
  • Registered address: 7 Kievskaya St., bldg 1, Moscow 121059

After a road accident, register it with the traffic police or by the European accident report (europrotocol): without the police the payout limit is RUB 100,000, or up to RUB 400,000 if the data is recorded via Gosuslugi Avto or the DTP.Europrotocol app. Then file a direct claim with your own insurer and present the car for inspection. Under OSAGO the insurer has 20 calendar days (excluding public holidays) to process the claim. For KASKO, property and other voluntary cover, the procedure and deadlines follow the policy terms.

If you disagree with the decision, send a complaint to the insurer. OSAGO disputes of any amount, and other disputes of up to RUB 500,000, go to the Financial Ombudsman before court (free for consumers). You can also complain to the Bank of Russia and, for OSAGO matters, to the Russian Union of Motor Insurers (RSA).

Polis Re specialists can help you compare offers from different insurers and choose a policy that fits your needs: send a request or use the comparison tool. Other market players are listed in our insurance company directory.