About the company

SOGAZ (Insurance Company of the Gas Industry JSC) is a universal insurer whose history dates back to 1993. It was originally set up to insure gas industry companies and their employees and now serves major corporations, small businesses and individuals nationwide.

According to the Bank of Russia, in 2025 SOGAZ ranked fourth among all Russian insurers by premiums and first among non-life insurers. Life insurance in the group is handled by a separate company, SOGAZ-Life.

Lines of insurance

The largest lines are voluntary health insurance, commercial property and KASKO. Individuals can buy motor insurance, home and apartment cover, mortgage insurance, travel and personal accident policies; businesses can insure almost every corporate risk, from cargo and construction to aviation, vessels and liability.

For individuals

For businesses

You can get an indicative price in our calculators for OSAGO, KASKO, travel insurance, mortgage insurance and home insurance; the final premium is set by the insurer.

Key features

SOGAZ sells OSAGO and is a member of the Russian Union of Motor Insurers (RSA). It holds the full set of Bank of Russia licences for property and personal insurance, compulsory lines and reinsurance, so it can cover the needs of a family as well as a large enterprise with multiple risks.

The company's strength is corporate insurance: employee health cover, industrial property, transport and liability. For individuals, the company is primarily of interest for health insurance, motor cover and home protection.

Key figures and ratings

According to the Bank of Russia, in 2025 the company collected RUB 294.9 billion in premiums and paid RUB 181.6 billion in claims, ranking 4th among all Russian insurers by premiums with a market share of about 7.4%. In H1 2026 premiums totalled RUB 161.6 billion and claims paid RUB 98.4 billion.

Indicator2025H1 2026
Gross written premiumsRUB 294.9 billionRUB 161.6 billion
Claims paidRUB 181.6 billionRUB 98.4 billion
Rank by premiums among Russian insurers44

Credit (financial strength) ratings on the national scale for the Russian Federation:

  • Expert RA: ruAAA, stable outlook (rating action of 05.02.2026)
  • ACRA: AAA(RU), stable outlook (rating action of 12.05.2026)
  • NKR: AAA.ru, stable outlook (rating action of 12.05.2026)

Contacts and claims

  • Phone: 8 800 333-08-88 (toll-free in Russia)
  • Website: www.sogaz.ru
  • Email: sogaz@sogaz.ru
  • Registered address: 10 Akademika Sakharova Ave., Moscow 107078

After a road accident, register it with the traffic police or by the European accident report (europrotocol): without the police the payout limit is RUB 100,000, or up to RUB 400,000 if the data is recorded via Gosuslugi Avto or the DTP.Europrotocol app. Then file a direct claim with your own insurer and present the car for inspection. Under OSAGO the insurer has 20 calendar days (excluding public holidays) to process the claim. For KASKO, property and other voluntary cover, the procedure and deadlines follow the policy terms.

If you disagree with the decision, send a complaint to the insurer. OSAGO disputes of any amount, and other disputes of up to RUB 500,000, go to the Financial Ombudsman before court (free for consumers). You can also complain to the Bank of Russia and, for OSAGO matters, to the Russian Union of Motor Insurers (RSA).

Polis Re specialists can help you compare offers from different insurers and choose a policy that fits your needs: send a request or use the comparison tool. Other market players are listed in our insurance company directory.